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    - Develop a comprehensive investment and retirement plan that analyzes your assets, clearly outlining your financial goals and includes a Retirement Income Plan.

    - If need be, increase contributions or reorganize your investment accounts.

    - Begin understanding your parents financial situation and plans and if they may impact your.

    For instance, are they financially secure or are you part of their long term contingency planning?

    Recently you may have received a mailing from Met Life about updating your user access settings.

    A follow-up communication is being mailed to homes this week.

    Taking a little time today to address your financial plans can make a big difference down the road! Share your successes as well as experiences that helped you learn the importance of proper planning.

    - Review your financial plan, updating your goals, review your investments and make updates or changes as needed.

    tax-advantaged retirement savings plan available for public education organizations, some non-profit employers (only Internal Revenue Code 501(c)(3) organizations), cooperative hospital service organizations, and self-employed ministers in the United States.

    The federal government wants to eliminate this difference in proposed regulations expected to be finalized in 2007.

    From a plan administration standpoint, 403(b) plans do not have many of the same technical difficulties that 401(k) plans do, such as discrimination testing, especially if the plan is not an ERISA plan.

    January 2017 Many people wait until they are near retirement to begin looking more seriously at their financial planning. - Get more serious about your retirement planning and begin doing some more comprehensive planning.

    But financial planning should be a life-long process. - Review your life insurance needs and estate planning documents and update as needed.

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